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Is Your Home in a Flood Zone?

Enter your address and instantly see your FEMA flood zone on a live map. Find out what it means and whether your lender may require flood insurance.

Check Your Flood Zone

Tell us a little about yourself and we will show your FEMA flood zone on a live map, what it means, and whether your lender may require flood insurance.

Your information is private and will never be shared. We may reach out to help with your insurance needs.

Questions About Flood Insurance?

Whether you are in a high-risk zone or just want peace of mind, Safeshield shops 69+ carriers to find you the right flood coverage at the right price.

High-Risk Zones

AAEAHAOVVE

These zones have a 1% or greater annual chance of flooding. If you have a federally backed mortgage, your lender will typically require flood insurance.

Moderate-Risk Zones

BX (shaded)

Areas between the 1% and 0.2% annual chance of flooding. Flood insurance is not typically required by lenders, but many homeowners choose to carry it.

Low-Risk Zones

CX (unshaded)

Areas with less than 0.2% annual chance of flooding. Flood insurance is not required, but over 20% of NFIP claims come from these zones.

Disclaimer: This tool is for educational and illustrative purposes only. It is not a substitute for professional insurance advice. Flood zone data is sourced from FEMA National Flood Hazard Layer (NFHL) and the U.S. Census Bureau Geocoder. Results may not reflect the most current flood map revisions.
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DEMO MODE: Using sample data. Deploy to gosafeshield.com for live FEMA results.