.page-hero-actions { display: flex; align-items: center; gap: 12px; flex-wrap: wrap; margin-top: 28px; }
.page-hero-actions a { display: inline-flex; align-items: center; justify-content: center; min-height: 48px; padding: 13px 20px; border-radius: 7px; font-size: 13px; font-weight: 900; letter-spacing: .45px; text-decoration: none; text-transform: uppercase; }
.hero-claims-button { background: var(--yellow); color: var(--dark); box-shadow: 0 8px 24px rgba(255, 163, 0, .22); }
.hero-claims-button:hover { background: var(--yellow-light); transform: translateY(-1px); }
.hero-service-button { border: 2px solid rgba(255,255,255,.34); color: #fff; }
.hero-service-button:hover { border-color: var(--yellow); color: var(--yellow); }
.center-paths { position: relative; z-index: 2; margin-top: -34px; padding: 0 24px 54px; background: linear-gradient(to bottom, transparent 34px, #f3f7fb 34px); }
.center-paths-inner { max-width: 1200px; margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.center-path-card { min-height: 245px; padding: 32px; border-radius: 16px; box-shadow: 0 16px 42px rgba(0, 30, 62, .14); display: flex; flex-direction: column; align-items: flex-start; }
.client-portal-card { background: #fff; border: 1px solid #cfdae5; }
.claims-path-card { background: var(--navy); border: 1px solid rgba(255,255,255,.14); }
.center-path-kicker { display: inline-flex; padding: 6px 10px; margin-bottom: 15px; border-radius: 4px; background: var(--yellow); color: var(--dark); font-size: 11px; font-weight: 900; letter-spacing: 1.3px; text-transform: uppercase; }
.center-path-card h2 { margin-bottom: 10px; font: 800 29px/1.15 'Playfair Display', serif; color: var(--navy); }
.claims-path-card h2 { color: #fff; }
.center-path-card p { margin-bottom: 24px; color: var(--text-mid); font-size: 15px; line-height: 1.55; }
.claims-path-card p { color: rgba(255,255,255,.78); }
.center-path-card > a, .center-path-actions a { display: inline-flex; justify-content: center; align-items: center; min-height: 46px; margin-top: auto; padding: 12px 17px; border-radius: 7px; background: var(--yellow); color: var(--dark); font-size: 13px; font-weight: 900; letter-spacing: .35px; text-decoration: none; text-transform: uppercase; }
.center-path-actions { width: 100%; margin-top: auto; display: flex; gap: 10px; flex-wrap: wrap; }
.center-path-actions .secondary-path-link { background: transparent; border: 2px solid rgba(255,255,255,.38); color: #fff; }
.claims-directory {
    background: #f3f7fb;
    padding: 84px 24px;
    border-bottom: 1px solid #dce5ee;
    scroll-margin-top: 96px;
}
.claims-directory-inner { max-width: 1200px; margin: 0 auto; }
.claims-access-gate[hidden], #claims-directory-content[hidden] { display: none !important; }
.claims-intro { display: grid; grid-template-columns: minmax(0, 1fr) 330px; gap: 48px; align-items: end; margin-bottom: 34px; }
.claims-intro h2 { font-family: 'Playfair Display', serif; color: var(--navy); font-size: clamp(30px, 4vw, 44px); line-height: 1.12; margin-bottom: 14px; }
.claims-intro p { color: var(--text-mid); font-size: 17px; line-height: 1.65; max-width: 690px; }
.claims-safety-note { display: flex; flex-direction: column; gap: 5px; padding: 18px 20px; border-left: 4px solid #d64545; background: #fff7f7; border-radius: 0 10px 10px 0; }
.claims-safety-note strong { color: #9b2424; font-size: 15px; }
.claims-safety-note span { color: #633; font-size: 14px; line-height: 1.5; }
.claims-access-gate { display: grid; grid-template-columns: minmax(0, .9fr) minmax(420px, 1.1fr); gap: 36px; align-items: center; padding: 34px; border: 1px solid #cfdae5; border-radius: 16px; background: #fff; box-shadow: 0 14px 40px rgba(0, 51, 102, .09); }
.claims-access-copy { display: flex; align-items: flex-start; gap: 16px; }
.claims-access-icon { flex: 0 0 46px; height: 46px; display: inline-flex; align-items: center; justify-content: center; border-radius: 12px; background: var(--navy); color: #fff; font-size: 20px; }
.claims-access-kicker { color: var(--yellow-dark); font-size: 11px; font-weight: 900; text-transform: uppercase; letter-spacing: 1.5px; }
.claims-access-copy h3 { color: var(--navy); font-family: 'Playfair Display', serif; font-size: 27px; line-height: 1.15; margin: 5px 0 9px; }
.claims-access-copy p { color: var(--text-mid); font-size: 15px; line-height: 1.55; }
.claims-access-form { display: grid; grid-template-columns: 1fr 1fr; gap: 13px; }
.claims-access-form label { display: block; color: var(--text); font-size: 13px; font-weight: 800; margin-bottom: 6px; }
.claims-access-form input { width: 100%; min-height: 48px; border: 2px solid #cdd9e5; border-radius: 8px; padding: 11px 13px; color: var(--text); background: #fbfdff; font: 500 15px 'Outfit', sans-serif; outline: none; }
.claims-access-form input:focus { border-color: var(--navy); box-shadow: 0 0 0 4px rgba(0, 75, 137, .12); }
.claims-access-form button { grid-column: 1 / -1; min-height: 48px; border: 0; border-radius: 7px; background: var(--yellow); color: var(--dark); font: 900 13px 'Outfit', sans-serif; text-transform: uppercase; letter-spacing: .4px; cursor: pointer; }
.claims-access-form button:hover { background: var(--yellow-light); }
.claims-access-form button[disabled] { cursor: wait; opacity: .72; }
.claims-access-form > p { grid-column: 1 / -1; color: var(--text-light); font-size: 11px; line-height: 1.45; text-align: center; }
.claims-access-form > p a { color: var(--navy); }
.claims-access-form > p.error { color: #9b2424; font-weight: 700; }
.claims-access-gate + #claims-directory-content { margin-top: 28px; }
.claims-finder-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.claims-finder-card { background: #fff; border: 1px solid #dce5ee; border-radius: 14px; padding: 26px; box-shadow: 0 8px 30px rgba(0, 51, 102, .06); }
.claims-step { display: flex; align-items: center; gap: 9px; color: var(--navy); font-weight: 800; margin-bottom: 18px; }
.claims-step > span { display: inline-flex; align-items: center; justify-content: center; width: 27px; height: 27px; border-radius: 50%; background: var(--yellow); color: var(--dark); font-size: 13px; }
.claims-label { display: block; color: var(--text); font-size: 14px; font-weight: 700; margin-bottom: 8px; }
.carrier-search-wrap { position: relative; }
.carrier-search-wrap svg { position: absolute; left: 15px; top: 50%; width: 20px; height: 20px; transform: translateY(-50%); fill: none; stroke: #5f7185; stroke-width: 2; stroke-linecap: round; }
.carrier-search-wrap input { width: 100%; min-height: 52px; padding: 13px 16px 13px 46px; border: 2px solid #cdd9e5; border-radius: 9px; background: #fbfdff; color: var(--text); font: 500 16px 'Outfit', sans-serif; outline: none; }
.carrier-search-wrap input:focus { border-color: var(--navy); box-shadow: 0 0 0 4px rgba(0, 75, 137, .12); }
.claims-help, .privacy-note { color: var(--text-light); font-size: 13px; line-height: 1.5; margin-top: 9px; }
.declarations-drop { min-height: 110px; border: 2px dashed #9fb4c8; border-radius: 10px; background: #f8fbfe; display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 3px; text-align: center; color: var(--text-mid); cursor: pointer; transition: .2s ease; }
.declarations-drop:hover, .declarations-drop.dragging, .declarations-drop:focus-within { border-color: var(--navy); background: #edf6fc; }
.declarations-drop .upload-icon { color: var(--navy); font-size: 28px; line-height: 1; }
.declarations-drop strong { color: var(--navy); }
.declarations-drop small { color: var(--text-light); }
.privacy-note { display: flex; gap: 6px; align-items: flex-start; }
.visually-hidden { position: absolute !important; width: 1px !important; height: 1px !important; padding: 0 !important; margin: -1px !important; overflow: hidden !important; clip: rect(0, 0, 0, 0) !important; white-space: nowrap !important; border: 0 !important; }
.carrier-status:empty { display: none; }
.carrier-status { margin-top: 20px; padding: 17px 19px; border-radius: 10px; background: #eaf5ec; border: 1px solid #acd2b2; color: #245b2d; font-size: 15px; line-height: 1.5; }
.carrier-status.error { background: #fff8e8; border-color: #e8c875; color: #725619; }
.carrier-status-actions { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 12px; }
.carrier-status-actions a { display: inline-flex; align-items: center; justify-content: center; min-height: 40px; padding: 9px 13px; border-radius: 6px; background: var(--navy); color: #fff; font-size: 13px; font-weight: 800; text-decoration: none; }
.claim-guide { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 14px; margin-top: 22px; }
.claim-guide article { display: flex; align-items: flex-start; gap: 13px; padding: 20px; border: 1px solid #dce5ee; border-radius: 12px; background: #fff; }
.claim-guide-number { flex: 0 0 30px; height: 30px; display: inline-flex; align-items: center; justify-content: center; border-radius: 50%; background: var(--yellow); color: var(--dark); font-size: 13px; font-weight: 900; }
.claim-guide h3 { color: var(--navy); font-size: 16px; margin: 4px 0 8px; }
.claim-guide ul { padding-left: 17px; color: var(--text-mid); font-size: 13px; line-height: 1.5; }
.claim-guide li + li { margin-top: 5px; }
.carrier-results-heading { display: flex; align-items: end; justify-content: space-between; gap: 20px; margin: 38px 0 18px; }
.carrier-results-heading h3 { color: var(--navy); font-size: 23px; margin-bottom: 3px; }
.carrier-results-heading p { color: var(--text-light); font-size: 14px; }
.show-all-carriers { border: 0; background: transparent; color: var(--navy); font: 800 14px 'Outfit', sans-serif; cursor: pointer; padding: 8px 0; text-decoration: underline; text-underline-offset: 4px; }
.carrier-results { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 14px; }
.carrier-card { display: flex; flex-direction: column; min-height: 190px; padding: 21px; border: 1px solid #dce5ee; border-radius: 12px; background: #fff; box-shadow: 0 5px 20px rgba(0, 51, 102, .045); }
.carrier-card.match { border: 2px solid var(--yellow); box-shadow: 0 8px 28px rgba(255, 163, 0, .16); }
.carrier-card-head { display: flex; align-items: center; gap: 12px; margin-bottom: 12px; }
.carrier-initials { flex: 0 0 42px; height: 42px; display: inline-flex; align-items: center; justify-content: center; border-radius: 10px; background: var(--navy); color: #fff; font-size: 13px; font-weight: 900; letter-spacing: .4px; }
.carrier-card h4 { color: var(--text); font-size: 18px; line-height: 1.2; }
.carrier-aliases { color: var(--text-light); font-size: 12px; line-height: 1.4; margin-bottom: 16px; }
.carrier-actions { display: flex; gap: 8px; flex-wrap: wrap; margin-top: auto; }
.carrier-actions a { display: inline-flex; align-items: center; justify-content: center; min-height: 39px; padding: 9px 12px; border-radius: 6px; text-decoration: none; font-size: 13px; font-weight: 800; }
.carrier-report { background: var(--navy); color: #fff; }
.carrier-report:hover { background: var(--navy-deep); }
.carrier-phone { border: 1px solid #cdd9e5; color: var(--navy); background: #fff; }
.carrier-no-results { grid-column: 1 / -1; padding: 34px; border: 1px dashed #aebdcb; border-radius: 12px; text-align: center; background: #fff; color: var(--text-mid); }
.claims-assistance { display: flex; justify-content: space-between; align-items: center; gap: 24px; margin-top: 22px; padding: 22px 24px; border-radius: 12px; background: var(--dark); color: #fff; }
.claims-assistance > div { display: flex; flex-direction: column; gap: 4px; }
.claims-assistance span { color: rgba(255,255,255,.72); font-size: 14px; }
.claims-assistance span a { color: var(--yellow); }
.claims-assistance-button { flex-shrink: 0; background: var(--yellow); color: var(--dark); text-decoration: none; border-radius: 6px; padding: 12px 18px; font-weight: 900; font-size: 13px; text-transform: uppercase; }
.claims-disclaimer { margin-top: 18px; color: #5d6874; font-size: 12px; line-height: 1.6; }
@media (max-width: 900px) {
    .center-paths-inner { grid-template-columns: 1fr; }
    .claims-intro { grid-template-columns: 1fr; gap: 22px; }
    .claims-access-gate { grid-template-columns: 1fr; }
    .claims-finder-grid { grid-template-columns: 1fr; }
    .claim-guide { grid-template-columns: 1fr; }
    .carrier-results { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 600px) {
    .center-paths { margin-top: -20px; padding: 0 18px 42px; background: linear-gradient(to bottom, transparent 20px, #f3f7fb 20px); }
    .center-path-card { min-height: 0; padding: 25px 22px; }
    .center-path-card h2 { font-size: 25px; }
    .center-path-actions { flex-direction: column; }
    .center-path-actions a, .center-path-card > a { width: 100%; }
    .claims-directory { padding: 60px 18px; }
    .page-hero-actions { align-items: stretch; flex-direction: column; }
    .page-hero-actions a { width: 100%; }
    .claims-finder-card { padding: 20px; }
    .claims-access-gate { padding: 24px 20px; }
    .claims-access-form { grid-template-columns: 1fr; }
    .carrier-results { grid-template-columns: 1fr; }
    .carrier-results-heading { align-items: flex-start; flex-direction: column; gap: 8px; }
    .claims-assistance { align-items: stretch; flex-direction: column; }
    .claims-assistance-button { text-align: center; }
}
@media (prefers-reduced-motion: reduce) {
    .declarations-drop { transition: none; }
}